Banking in Croatia
Many businessmen are thinking about starting a business in Croatia. The country’s economy is on the rise, the tourism sector is well developed in the country. Besides, low taxes also attract investors there. Moreover, every year the number of people who want to open a bank account in Croatia is growing. Croatia banks are among the most reliable in Europe. They have long been popular for their high level of banking services and strict banking secrecy rules. A Croatia bank account is an excellent tool for investment and for storing earned funds. Banks in Croatia offer the opening of accounts of different types, customer support in different languages of the world, internet banking, card products, private banking.
Open bank account in Croatia
Contact us and the specialists will give you all the information you need to open a bank account in Croatia .
Types of bank account
The Croatia banking system is very developed. The interests of the client in the bank sector are above all, therefore, the non-disclosure of bank secrets is protected at the legislative level and clients can rely on the confidentiality of information. Croatia is a perfect country conducting international business. We recommend reliable banks in Croatia such as Unicredit, Raiffeisen, etc. For non-residents, personal, corporate accounts are available for investments, settlements, and financial savings.
Merchant
A merchant account is a special type of trading account. The owner can accept payment cards VISA, Master Card, and others, as well as receive money from the bank accounts of clients. Merchant is a trading account. Also, keep in mind that the money from the merchant does not go to the current account immediately, but after a while: this is done to return the money to the client as soon as possible if he made a transfer by accident.
Corporate
A corporate account has a wide range of instruments, as well as a range of different types of lending. Provides trade and structured finance services for your business in Croatia, both for operating companies and for holding one. The corporate account offers the development of individual solutions in the field of corporate finance - the acquisition of assets, securities, and other operations.
Escrow
The escrow account is a special account for the secure settlement of payments between a buyer and a seller. The buyer deposits the money in an escrow account, and the seller can collect it when he fulfills the conditions previously prescribed in the contract. The Bank, as an independent intermediary, monitors the fulfillment of these conditions.
Procedure for opening a bank account in Croatia
It takes 6 main stages to open a bank account in Croatia:
- Drawing up an application for opening an account, connecting to the client-bank system;
- Preparation, submission of documents;
- Submission of a sample signature.
- Signing an agreement with the bank.
- Obtaining a plastic card linked to the account;
- In the end, the business owner is required to transfer the amount of money to the Croatian account as capital (for LLC – up to 2850 euros), which the client subsequently realizes at his discretion.
Banking services for processing payment transactions, remote access is paid at a lump sum.
Requirements
Non-residents can open a bank account online on the websites of most banks. This requires a mobile signature. Activation of an electronic signature and its binding to a personal mobile phone are free operations. The owner gets convenient access to numerous Internet services, including government ones.
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